Maybe you already have an Obamacare plan, or perhaps you are in between major medical policies and do not qualify for a special enrollment period to buy health insurance at this time. Whatever your situation, you’re probably reading this piece because you’re looking for ways to help make healthcare costs more affordable.
Health insurance deductibles tend to be something we think little about until medical bills start showing up. At that point, even those who find their monthly premium payments somewhat manageable may feel financially strained as they pay for healthcare fully out of pocket until they meet their plan deductible.
Continue Reading: Why Hospital Indemnity?
Under the Affordable Care Act (ACA), there are many things all major medical health insurance plans must cover: preventive services, maternity care, emergency services and prescription drugs, to name a few. But what about other healthcare expenses such as adult dental checkups or doctor office visit when your allergies flare up on vacation?
Continue Reading: Do Obamacare Plans Cover Eye Exams?
Cancer, major organ failure, paralysis; it’s difficult for anyone to imagine being diagnosed with one of these serious conditions—conditions for which many critical illness plans include benefits.
Continue Reading: Put Some Heart Into Your Health Benefits
You committed to your 2017 health insurance plan before open enrollment ended on January 31. It seemed like a good match. But then, something happened. Maybe your healthcare needs or financial situation changed. Or, perhaps you are dissatisfied with your chosen coverage or insurer. What can you do if you start having second thoughts about your ACA (i.e., Obamacare) plan?
Continue Reading: I Want to Break Up with My Health Insurance
Sometimes, just as you are getting a grasp on major medical plan lingo and how the coverage works, you come across yet another health insurance term you don’t quite understand. Let’s say, for instance, fixed-indemnity plan.
Continue Reading: What is a Fixed-Indemnity Health Plan?
Continue Reading: An Obamacare Mistake the Government Wants You to Ignore
Continue Reading: Critical Illness: A Plan Worth Having When Your Child Heads to College