Health eDeals

Contact 888.839.7679 email

3 Preventive Health Benefits to Use Before 2016 Open Enrollment

Posted Jul 30, 2015
By Jenifer Dorsey

3 Preventive Health Benefits to Use Before 2016 Open Enrollment

Before you think about health benefits for next year, use the ones you have already. You don’t have to wait until you or your family members are sick.  

Visiting your health care providers when you are well can help with early detection and treatment of illnesses and diseases. Plus, these preventive exams can help you assess your family’s health and health care needs, which can help you determine what health insurance and health benefits plans to buy in the future.

Continue Reading: 3 Preventive Health Benefits to Use Before 2016 Open Enrollment


Need Help Understanding Health Insurance? Work with an Agent or Broker!

Need Help Understanding Health Insurance? Work with an Agent or Broker!

In 2015, a trio of reports showed that consumers struggle to understand health insurance—and that lack of understanding results in selecting the wrong plan, spending money unnecessarily, and encountering billing surprises after receiving medical care.1

Continue Reading: Need Help Understanding Health Insurance? Work with an Agent or Broker!


How to Use Your Short Term Health Insurance Plan Benefits

How to Use Your Short Term Health Insurance Plan Benefits

Once your short term health insurance plan becomes effective, what do you do with it? Using a temporary, short term health insurance plan is similar to using your major medical health insurance: You visit the doctor for health care services and present your ID card. Then, you receive a bill in the mail and pay the amount not covered by your health insurance benefits.

Continue Reading: How to Use Your Short Term Health Insurance Plan Benefits


Will My Health Insurance Premium Go Up in 2016?

Will My Health Insurance Premium Go Up in 2016?

Many Americans breathed a sigh of relief after the Supreme Court’s June 25, 2015, ruling on King v Burwell, which upheld Obamacare health insurance subsidies and determined them to be legal in all states, those with federally facilitated exchanges as well as those with their own. However, consumers remain concerned about health insurance and affordability, especially with reports of potentially substantial increases to the premiums these subsidies help lower.

This summer, words like “hefty,” “hikes,” and “double digits,” pepper headlines related to Obamacare premiums, with some news stories touting potential premium increases as high as 85 percent for 2016. This buzz can’t help but leave many people wondering what will happen to their health insurance rates next year.

Continue Reading: Will My Health Insurance Premium Go Up in 2016?


3 Actions to Take If You Haven’t Used Your Health Insurance Due to High Cost

3 Actions to Take If You Haven’t Used Your Health Insurance Due to High Cost

While the Affordable Care Act may have put health insurance coverage within reach for many Americans, many Americans are opting not to use it once they have it. From Gallup and Kaiser Family Foundation polls to TransUnion Healthcare and Families USA studies, the consensus seems to be that despite lower monthly premiums under Obamacare, individuals and families with private health insurance plans still struggle to pay high deductibles and out-of-pocket costs. 

The solution for many? Skip care or put it off. People who had a deductible more than 5 percent of their income were consistently more likely than those with a deductible less than 5 percent of their income to skip a medical test, treatment or follow-up recommended by a doctor; to avoid going to a doctor or clinic when they experienced a medical problem; not get a preventive care test; neglect to go to specialist when they or their doctor thought they should; and have at least one cost-related problem.1

Continue Reading: 3 Actions to Take If You Haven’t Used Your Health Insurance Due to High Cost


Top 10 Reasons to Try Telemedicine

Top 10 Reasons to Try Telemedicine

You may have heard rumblings about a certain health care option that has been getting a lot of attention in recent years: Telemedicine. 

It’s been called the biggest digital health trend of 2015. However, it really isn't new or trendy. Telemedicine has been around for decades. So why is it said to be transforming the health care landscape now? The credit might go to technological improvements and increasingly time-crunched, financially strained consumers looking for a convenient, affordable health care solution.

Continue Reading: Top 10 Reasons to Try Telemedicine


10 Essential Obamacare Terms You Should Know When Shopping for Health Insurance

10 Essential Obamacare Terms You Should Know When Shopping for Health Insurance

The health insurance lexicon has changed a bit with Obamacare. The health care reform law introduced us to concepts such as minimum essential coverage and essential health benefits. We may have a couple of open-enrollment periods under our belts, but that doesn’t mean everyone understands the ins and outs of health insurance and the Affordable Care Act. This can be problematic because without understanding, how can we select the right health plan? 

Becoming educated in how health insurance and the law work is important for consumers as they shop for health insurance coverage. Learning basic ACA-related terminology can be a big help. The following terms include 10 ACA essentials that will help you navigate buying health insurance in the age of Obamacare: 

Continue Reading: 10 Essential Obamacare Terms You Should Know When Shopping for Health Insurance


Have You Seen a Dentist This Year? 4 Top Reasons to Get Your Teeth Cleaned

Have You Seen a Dentist This Year? 4 Top Reasons to Get Your Teeth Cleaned

When was the last time you had your teeth professionally cleaned and examined by a dentist? Does your answer include a date prior to 2015? Then, it’s time to pick up the phone and schedule an appointment. There is more than one good reason to get yourself to the dentist for some preventive care:

1. Preventive dental care helps keep teeth and gums healthy. Nobody wants to deal with tooth decay, which can lead to cavities, and gingivitis, which can lead to gum disease. Both can lead to a whole lot of pain as well as tooth loss. Regular visits to the dentist for professional cleanings and oral examinations are important to keeping these oral health issues at bay.1,2

Continue Reading: Have You Seen a Dentist This Year? 4 Top Reasons to Get Your Teeth Cleaned


5 Top iOS and Android Apps for Food Allergies and Intolerances

5 Top iOS and Android Apps for Food Allergies and Intolerances

Food allergies and intolerances can be a serious manner with consequences that range from physical discomfort, in the case of allergies, to life-threatening situations. Identifying food allergies and intolerances (e.g., celiac disease, lactose intolerance, histamine intolerance) and then living with them is an ongoing journey that involves learning about ourselves and the foods we prepare at home and eat in restaurants. 

Fortunately, developers are creating more and more smartphone apps that help us navigate life with food allergies and intolerances. The following five apps provide a sampling of free and paid apps with functions that range from helping identify allergies and intolerances to purchasing foods that won’t trigger a reaction. They are available for iOS and Android devices and range in price from free to $5.99.1

Continue Reading: 5 Top iOS and Android Apps for Food Allergies and Intolerances


How Long Do I Need Short Term Health Insurance Coverage?

How Long Do I Need Short Term Health Insurance Coverage?

Winding up without Obamacare health insurance, even temporarily, isn’t something we necessarily anticipate. While some life circumstances that leave us uninsured may make us eligible for a special enrollment period, not all of them do. 

Without qualifying for a special enrollment period or gaining access to job-based health insurance (or that of a parent or spouse), it’s possible that 2016 open enrollment—which begins Nov. 1, 2015—is the next time you can buy a health insurance plan that qualifies as minimum essential coverage. Then, Jan. 1, 2016, is the earliest possible effective date for a health insurance policy purchased during 2016 open enrollment. 

Continue Reading: How Long Do I Need Short Term Health Insurance Coverage?