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How Much Does a Dental Cleaning Cost Without Insurance?

How Much Does a Dental Cleaning Cost Without Insurance?

Posted May 05, 2017 by Jenifer Dorsey

 

Routine dental exams and cleanings are an important part of preventive dental care. A typical preventive dental visit will include an exam and professional cleaning, as well as topical fluoride and a set of X-rays, depending on your last dental visit and personal oral care needs. These visits, along with daily brushing and flossing, play an important role in maintaining good oral health.[1]

Without dental insurance, consumers will find the national average costs of common preventive services such as cleanings and exams vary from region to region and dentist to dentist.

Readers of consumer information site CostHelper.com report paying $80 to $175 for just a routine cleaning performed by a dental hygienist (an average of $127) and anywhere from $114 to $320 for a complete teeth cleaning appointment that typically includes dental X-rays and an exam by a dentist (an average of $198).[2]

The 2016 Dental Economics annual fee survey conducted by the Academy of Dental CPAs and Dental Economics showed fees in the 50th percentile by region, as follows[3]:

Northeast

Comprehensive exam (fee code D0150) – $101

Prophylaxis (cleaning; fee code D1110) – $110

Mid-Atlantic

Comprehensive exam (fee code D0150) – $90

Prophylaxis (cleaning; fee code D1110) – $95

Midwest

Comprehensive exam (fee code D0150) – $85

Prophylaxis (cleaning; fee code D1110) – $92

South

Comprehensive exam (fee code D0150) – $84

Prophylaxis (cleaning; fee code D1110) – $88

Mountain

Comprehensive exam (fee code D0150) – $89

Prophylaxis (cleaning; fee code D1110) – $97

However, with dental insurance, preventive care may cost you little or nothing on top of your monthly premium, depending on the plan you select. Because dental coverage is designed with preventive care in mind, many dental plans cover two preventive care visits per year at or near 100 percent.

Ultimately, contacting your dentist’s office is the best way to find out what a routine dental exam and cleaning as well as other dental services will cost you out of pocket. If you do have dental insurance, you will need to consult your plan benefits or contact your dental insurance company to find out how various dental services are covered by your policy.

If you don’t have access to dental insurance through an employer, you can purchase an individual dental plan online through websites such as healthedeals.com or through a health insurance producer (i.e., agent or broker).

 

How much is dental insurance? Get a quote!

 

What does dental insurance cover?

Preventive dental benefits included in employer and individual plans typically include professional cleanings, routine exams, X-rays (may be limited to one set per year), topical fluoride, and sealants (may be dependent on age). Benefits and frequency for each service will vary by plan, so be sure to read plan details carefully when selecting dental insurance coverage.

Dental insurance plans may also include benefits to help reduce the cost of basic care such as fillings and extractions and major care such as crowns and root canals.

 

Shop for a dental plan online

 

Have questions about choosing the best dental insurance plan for your oral health needs and budget?

Call the number at the top of your screen to speak with a licensed producer about plans available through healthedeals.com and get a quick, no-pressure quote. You can also use our Agent Finder tool to find a local agent who sells dental plans.

 

 



[1] American Dental Association. “Oral Health.” Accessed May 4, 2017. http://www.mouthhealthy.org/en/az-topics/o/oral-health

[2] CostHelper Health. “How Much Does Teeth Cleaning Cost?” Accessed May 4, 2017. http://health.costhelper.com/teeth-cleaning.html

[3] The Academy of Dental CPAs and Dental Economics. “The Dental Economics Annual Fee Survey.” Dental Economics. July 19, 2016. http://www.dentaleconomics.com/articles/print/volume-106/issue-7/macroeconomics/the-dental-economics-annual-fee-survey.html

Short Term Medical, Hospital Indemnity, Individual Dental, Metal Gap, Limited Medical, Group Gap and Group Dental
These products are not qualifying health coverage (“Minimum Essential Coverage”) that satisfies the health coverage requirement of the Affordable Care Act. If you don't have Minimum Essential Coverage, you may owe an additional payment with your taxes. The termination or loss of this policy does not entitle you to a special enrollment period to purchase a health benefit plan that qualifies as minimum essential coverage outside of an open enrollment period. These products may include a pre-existing condition exclusion provision.

About The IHC Group

Independence Holding Company (NYSE: IHC) is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual specialty benefit products, including disability, supplemental health, pet, and group life insurance through its subsidiaries since 1980. The IHC Group owns three insurance companies (Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company), and IHC Specialty Benefits, Inc., a technology-driven insurance sales and marketing company that creates value for insurance producers, carriers and consumers (both individuals and small businesses) through a suite of proprietary tools and products (including ACA plans and small group medical stop-loss). All products are placed with highly rated carriers.

 

About IHC Specialty Benefits, Inc.
IHC IHC Specialty Benefits, Inc. (IHC SB) is a technology-driven, full-service marketing and distribution company that focuses on small employer and individual consumer products through general agents, telebrokerage, advisor centers, and private-label arrangements. IHC SB conducts business under the following brands: Healthedeals.com; Health eDeals Advisors; Aspira A Mas; and PetPlace.com. For more information about IHC SB visit http://www.ihcgroup.com/companies.