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Be a wise health care consumer
Know your plan.
The first step to being a wise health consumer is knowing what you get for when you pay out for health care. There’s nothing worse than getting an unexpected bill, or realizing a procedure or visit isn’t covered by health insurance after you’ve already had it done.
It’s important to understand what benefits you receive from your insurance plan. You should know in advance of appointments what network you can receive care at, for a predetermined negotiated rate. Know what type of prescription medications you can buy at a discounted price, if coverage is offered through your plan, and what pharmacy you can buy them at. Educate yourself what a copay is, and if you have one as part of your insurance plan.