Plan Comparison Chart

	Secure Lite	Secure STM	Secure Saver
Coverage length	From 30 days up to 6 months (subject to state law)	From 30 days up to 6 months (subject to state law)	From 30 days up to 6 months (subject to state law)
Deductible	$500 $1,000 $2,500 $5,000	$1,000 $2,500 $5,000	$750 Daily deductible $1,000 Daily deductible
Copay	Up to $25 physician office visit copay.	None	None. Plan pays $25 per visit up to 4 visits per coverage period.
Coinsurance and stoploss maximums	80/20 and 50/50 to $10,000	80/20 70/30 and 50/50	After $4,000 deductible, covered charges paid at 100%
Single payment discount (ACH, credit card, check or money order)	Yes, available only for a coverage period of 30 - 180 days	Yes, available only for a coverage period of 30 - 180 days	Yes, available only for a coverage period of 30 - 180 days
Monthly payment option (ACH, credit card, check or money order)	Yes	Yes	Yes
Choice of doctor or hospital	Yes	Yes	Yes
Child-only coverage	Yes; 2–18 years old	Yes; 2–18 years old	Yes; 2–18 years old
Eligibility age limit	Up to age 65. Dependants up to age 26.	Up to age 65. Dependants up to age 26.	Up to age 65. Dependants up to age 26.
Insurer	Standard Security Life Insurance Co. of New York, rated A- (Excellent) by A.M. Best Company.	Standard Security Life Insurance Co. of New York, rated A- (Excellent) by A.M. Best Company.	Standard Security Life Insurance Co. of New York, rated A- (Excellent) by A.M. Best Company.
Maximum benefit per covered person	$750,000 per coverage period	$2 million per coverage period	$2 million per coverage period