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Looking for an alternative to fully insured health plans—one that both meets the Affordable Care Act’s individual mandate requirements and is governed by federal law under the Employee Retirement Income Security Act (ERISA)? SFC, a self-funded health plan coordinated with stop-loss protection, may be the solution.
High-deductible health plans can help employers and employees keep monthly premiums affordable, but the deductibles themselves can result in high out-of-pocket costs when medical care is needed. Link group gap is supplemental coverage that can help when paired with a group major medical insurance plan.
Whether or not your employees have major medical insurance, it is likely they all face concerns over paying for healthcare. Perq, an employer-sponsored fixed indemnity plan, can help employers enrich their benefits offerings and reduce employee out-of-pocket spending.
Who doesn’t want a healthy smile? Essential to any group benefits package, dental insurance is designed to encourage employees and their families maintain healthy teeth and gums. Our dental help make routine dental care more affordable and lessen the out-of-pocket impact from procedures such as fillings and root canals.