With all of the chatter about politics and premium hikes, it can be hard to get clear information about the basics. That is why we created this open enrollment resource center and enlisted the assistance of our Health Guide Dog, Frank. Frank likes to explain things in a straightforward way – no jargon or buzzwords – and he's ready to provide you with some extra help as you start shopping for health insurance.
This resource center is designed to help you gain an overview of Obamacare (i.e., the Affordable Care Act) and health insurance basics. It also includes specifics on open enrollment 2017 and products that can help lower your out-of-pocket healthcare costs. Keep checking back; we will add content as open enrollment nears and once it begins on November 1.
Have a question about health insurance or open enrollment?
If you have additional questions, contact your health insurance agent – or look for one using the Agent Finder.
I saw on an online message board that because the average price of a silver plan has increased so much, premium subsidies have also increased. Some people are claiming you can get a bronze plan for just a few dollars. Is this true? Is there a way I can get cheap or free health insurance in 2017?
Dear Bargain Hunter,
It is true that silver plan rates directly affect subsidy amounts. On its website, the IRS explains that premium tax credits, which are designed to help make health insurance affordable to more people, are:
This 2016 health insurance calculator estimates your tax credit (health insurance subsidy) and your ACA penalty for non-participation in an ACA-compliant health insurance plan. A health insurance subsidy may help to lower the amount of your high-deductible health plan premium.
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