Need affordable coverage longer than 90 days? Sign up now! March 31 is the deadline to begin temporary coverage of three months or longer. Starting April 1, only plans 90 days and shorter will be available.
Don’t wait for open enrollment to buy an Obamacare plan. If you experience one of these qualifying life events, you may be eligible for a special enrollment period.
Call 888-331-5366 to discuss your eligibility and options with a licensed producer.
While repeal and replace may be the new administration’s focus, the Affordable Care Act remains in effect. Click here to learn more about the future of Obamacare.
While not ACA coverage, these plans offer additional benefits to help with out-of-pocket healthcare expenses. Enroll year-round. You can even keep them after you buy an Obamacare plan.
Fixed benefits for hospitalization, surgery and more
Cash-back benefits you choose how to use
Cash-back benefits upon diagnosis
Call 888-331-5366 to get a no-pressure quote and discuss your options with a licensed producer.
Temporary health insurance is a short-term plan designed for individuals who don’t currently have health insurance. Temporary policies do not cover pre-existing conditions. Temporary health insurance is also not considered minimum essential coverage under the Affordable Care Act (also called Obamacare), and even if you enroll in and maintain temporary coverage you may NOT be exempt from the Shared Responsibility Payment (tax) that may otherwise apply for not having qualifying health insurance.
SHORT-TERM MEDICAL EXPENSE (STM)
THIS IS A SHORT TERM HEALTH BENEFIT PLAN THAT IS NOT INTENDED TO QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU PURCHASE A PLAN THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE TERMINATION OR LOSS OF THIS POLICY DOES NOT ENTITLE YOU TO A SPECIAL ENROLLMENT PERIOD TO PURCHASE A HEALTH BENEFIT PLAN THAT QUALIFIES AS MINIMUM ESSENTIAL COVERAGE OUTSIDE OF AN OPEN ENROLLMENT PERIOD. THIS POLICY INCLUDES A PRE-EXISTING CONDITION EXCLUSION PROVISION.