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What short-term insurance solution is right for you?

Temporary

The end of open enrollment can catch anyone off-guard.  If you didn’t secure health coverage during this period, you still have options.  Short-term plans can help you get covered from 30 to 180 days, and up to 364 in many states.  These plans can help protect you from the costs of the unexpected. 

  • Cost-effective and Convenient
    Short term plans typically have lower premiums than major medical coverage.  In addition to customizing the duration of your plan, you can select from several deductible and co-pay options.  Some states even allow you to reapply after your coverage has expired.
  • No Out of Network Fees
    Short term plans don’t have networks, so you can go to the doctor or hospital you prefer without being penalized.

Temporary health insurance is a short-term plan designed for individuals who don’t currently have health insurance. Temporary policies do not cover pre-existing conditions. Temporary health insurance is also not considered minimum essential coverage under the Affordable Care Act (also called Obamacare), and even if you enroll in and maintain temporary coverage you may NOT be exempt from the Shared Responsibility Payment (tax) that may otherwise apply for not having qualifying health insurance.

Secure Lite offers short-term coverage with affordable premium achieved through carefully selected benefit limitation.

IHC Specialty Benefits is a privately run licensed marketing agency, and is not affiliated with the federal Marketplace or healthcare.gov