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Alternative health plans offer a variety of coverages and levels of benefits, from doctor’s office visits to hospital stays to care for catastrophic illnesses. They may even provide limited coverage for certain pre-existing conditions. There’s a good chance you will find an alternative health plan that meets your unique needs.

Supplemental insurance provides additional benefits for high out-of-pocket expenses in the event of a serious accident or illness. These plans do not replace major medical, but work alongside your primary health plan to help with unexpected costs.

Healthcare solutions like virtual doctor’s visits (Telemedicine) and prescription drug cards can be another way to realize convenience and, sometimes, even additional savings. When used with alternative health insurance products like short-term medical, they can help with out-of-pocket expenses that you may experience when you go without a more comprehensive major medical policy.

Major medical insurance is comprehensive, ACA-qualifying health insurance coverage.

Since the implementation of the ACA, all major medical plans must follow the blueprint for ACA-qualifying health coverage, including: 10 essential health benefits, pre-existing conditions, and be guaranteed issue. These plans are only available during open enrollment or during a special enrollment period if you qualify.