Did You Miss Open Enrollment?

Don’t worry, you may still be able to get medical coverage!

You can still obtain comprehensive major medical coverage if you qualify for a special enrollment period. Don’t qualify? Alternative health insurance can help with costs for a covered injury, illness or hospitalization while you’re between major medical policies. Alternative plans are not ACA-qualifying major medical policies.

The Obamacare Tax Penalty Repeal Takes Effect January 1, 2019

You can shop around and obtain alternative health insurance like short-term medical or a hospital indemnity plan in 2019 without paying a penalty. Learn more about the repeal.

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Get Alternative Health Insurance

Alternative health plans are not ACA compliant medical plans. Covered benefits vary from doctor office visits to hospital stays to care for catastrophic illnesses. So there’s a good chance you’ll find an option that meets your unique needs.

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Private Individual Health Insurance That Fits Your Lifestyle

With a range of private individual health insurance plans, premium and deductible amounts, and levels of coverage, one is sure to fit your needs and budget.

Alternative Health Insurance

Alternative health plans offer a variety of coverages and levels of benefits, from doctor’s office visits to hospital stays to care for catastrophic illnesses. They may even provide limited coverage for certain pre-existing conditions. There’s a good chance you will find an alternative health plan that meets your unique needs.

Alternative health insurance is not major medical insurance and does not constitute ACA-qualifying coverage.

Supplemental Health Insurance

Supplemental insurance provides additional benefits for high out-of-pocket expenses in the event of a serious accident or illness. These plans do not replace major medical, but work alongside your primary health plan to help with unexpected costs.

Supplemental health insurance is not major medical insurance and does not constitute ACA-qualifying coverage.

Insurance Add-Ons

Healthcare solutions like virtual doctor’s visits (Telemedicine) and prescription drug cards can be another way to realize convenience and, sometimes, even additional savings. When used with alternative health insurance products like short-term medical, they can help with out-of-pocket expenses that you may experience when you go without a more comprehensive major medical policy.

Telemedicine and Rx Discount Card are not insurance products.

Major Medical Insurance

Major medical insurance is comprehensive, ACA-qualifying health insurance coverage.

Since the implementation of the ACA, all major medical plans must follow the blueprint for ACA-qualifying health coverage, including: 10 essential health benefits, pre-existing conditions, and be guaranteed issue. These plans are only available during open enrollment or during a special enrollment period if you qualify.

Individual Health Insurance in Your State

When enrolling in an individual health insurance plan like short-term medical or dental, you’ll have to validate the costs and options available in your state.

Health Insurance News + Updates

by Jenifer Dorsey December 13th, 2018
by Jenifer Dorsey December 11th, 2018
by Jenifer Dorsey December 6th, 2018

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