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Health Insurance Open Enrollment is

November 1 - December 15, 2018

Blog

What's New for Open Enrollment 2019?

Stay up-to-date on the latest open enrollment news and announcements. Make sure you're in compliance with the Affordable Care Act (also known as Obamacare), and have the health coverage you need. 

2019 Open Enrollment News + Updates
Individual Mandate

Is Obamacare Mandatory in 2019?

The ACA tax penalty is repealed beginning in 2019. 

Find out what that means for you
faq

Who's exempt? Where + when do I enroll?

Get answers to your Obamacare and open enrollment questions right here!

Obamacare FAQ
Blog

How to Select the Right Health Insurance for You

With the repeal of the individual mandate tax penalty and extended durations on short-term health policies restored, you have more health insurance options than ever. 

How to find the right insurance for you
Web tool

ACA Health Insurance Calculator

Find out if you qualify for a subsidy to offset your health insurance premium if you purchase from the federal exchange.

2019 Rates Coming Soon!

Individual Health Insurance in Your State

When it comes to enrolling in Obamacare, or any individual health insurance plan like short-term medical or dental insurance, you'll have to validate the costs and options available in your state. 

Private Individual Health Insurance That Fits Your Lifestyle

With a range of private individual health insurance plans, premium and deductible amounts, and levels of coverage, one is sure to fit your needs and budget.

Alternative Health Insurance

Alternative health plans offer a variety of coverages and levels of benefits, from doctor’s office visits to hospital stays to care for catastrophic illnesses. They may even provide limited coverage for certain pre-existing conditions. There’s a good chance you will find an alternative health plan that meets your unique needs.

Alternative health insurance is not major medical insurance and does not constitute ACA-qualifying coverage.

Supplemental Health Insurance

Supplemental insurance provides additional benefits for high out-of-pocket expenses in the event of a serious accident or illness. These plans do not replace major medical, but work alongside your primary health plan to help with unexpected costs.

Supplemental health insurance is not major medical insurance and does not constitute ACA-qualifying coverage.

Insurance Add-Ons

Healthcare solutions like virtual doctor’s visits (Telemedicine) and prescription drug cards can be another way to realize convenience and, sometimes, even additional savings. When used with alternative health insurance products like short-term medical, they can help with out-of-pocket expenses that you may experience when you go without a more comprehensive major medical policy.

Telemedicine and Rx Discount Card are not insurance products.

Major Medical Insurance

Major medical insurance is comprehensive, ACA-qualifying health insurance coverage.

Since the implementation of the ACA, all major medical plans must follow the blueprint for ACA-qualifying health coverage, including: 10 essential health benefits, pre-existing conditions, and be guaranteed issue. These plans are only available during open enrollment or during a special enrollment period if you qualify.

Health Insurance News + Updates

by Jenifer Dorsey December 11th, 2018
by Jenifer Dorsey December 6th, 2018
man looking scared, surprised
by Jenifer Dorsey December 3rd, 2018

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