Get additional lump sum cash benefits to supplement your major medical policy for qualifying illnesses.
What is Accident Insurance and is it Worth it?
Pay your mortgage, major medical premiums or deductible, or help cover other expenses that don’t stop, even when you experience an accidental injury.
These policies typically pay a fixed amount when you experience a covered accident. Some policies may also provide a monthly disability income benefit.
The following lists include common coverages and exclusions, however, you must read any policy you’re considering carefully since this is not an exhaustive list.
Sprains, dislocations and fractures
Torn knee cartilage
Hospitalization, confinement and inpatient rehab
Ambulance, urgent care + ER services
Self-inflicted injury or sickness
Injuries related to pre-existing conditions
Procedures that are not medically necessary
Experimental or investigational procedures
Procedures not prescribed by a doctor
Injuries resulting from war or active duty military service
Injuries sustained at work, while under the influence of drugs or alcohol or while participating in a high-risk activity like bungee jumping
Combine an accident policy with other supplemental health insurance products for more coverage. Hospital indemnity insurance, dental, vision, and critical illness insurance can complement your supplemental accident insurance.
Call 888-855-6837 to speak with an agent to learn