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About 3.3 million students were expected to graduate high school during the 2015–2016 school year. In 2013, nearly 66 percent of students enrolled in college immediately following high school completion.
The transition from high school to college signals many changes. For kids, it’s a move from childhood to adulthood, with gained independence. For parents, it’s getting used to life with an empty (or emptier) nest and the realization that retirement is nearer. There are financial implications for everyone.
Parents are often saving for retirement as they are paying their child’s college tuition. During the 2015–2016 school year, the College Board reported that a moderate budget for an in-state public college averaged $24,061 and a moderate budget at a private college averaged $47,831—these averages factored in tuition, fees, room and board, books and school supplies, and personal and transportation expenses.
As you help your college student plan for the future and you plan your own, do you know how you will pay for your child’s tuition should you or your partner become critically ill?. Will you have to dip into your retirement savings or ask your child to take on more student loan debt to pay for their education?
You may already have a job-based health insurance plan or an Obamacare plan you purchased through the private market or a state-based or federally facilitated exchange. The plan may adequately meet your typical healthcare needs, but will it help you with the costs associated with those you don’t anticipate?
Critical illness plans are a type of supplemental coverage intended to complement your major medical health insurance. As you probably guessed from the name, critical illness insurance provides benefits when a covered critical illness occurs—benefits intended to help with your financial obligations, so you can focus on getting well.
To learn more about critical illness coverage and how it works with your Obamacare plan, call the number at the top of your screen. You can expect friendly, helpful service without pressure to buy.
No personal information required unless you apply.
 COLLEGEdata. “What’s the Price Tag for a College Education?” Accessed May 13, 2016. http://www.collegedata.com/cs/content/content_payarticle_tmpl.jhtml?articleId=10064
This document is for general informational purposes only. While we have attempted to provide current and accurate information, this information is provided "as is" and we makes no representations or warranties regarding its accuracy or completeness. The information provided should not be construed as legal or tax advice or as a recommendation of any kind. External users should seek professional advice from their own attorneys and tax and benefit plan advisers with respect to their individual circumstances and needs.
The Telemedicine plan is NOT insurance. The plan is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act.
A CRITICAL ILLNESS INSURANCE PLAN PAYS OUT LUMP-SUM CASH BENEFITS UPON DIAGNOSIS OF CERTAIN COVERED ILLNESSES AS SHOWN IN THE CERTIFICATE. THIS PRODUCT IS NOT INTENDED TO QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA).
About The IHC Group
Independence Holding Company (NYSE: IHC) is a holding company that is principally engaged in underwriting, administering and/or distributing group and individual disability, specialty and supplemental health, pet, and life insurance through its subsidiaries since 1980. The IHC Group (including through its 92% ownership of American Independence Corp. (NASDAQ: AMIC)) owns three insurance companies (Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company), a majority of Ebix Health Administration Exchange, Inc., a fully insured third party administrator, and IHC Specialty Benefits, Inc., which is a technology-driven insurance sales and marketing company that creates value for insurance producers, carriers and consumers (both individuals and small businesses) through a suite of proprietary tools and products (including ACA plans and small group medical stop-loss). All products are placed with highly rated carriers.
About IHC Specialty Benefits, Inc.
IHC Specialty Benefits, Inc., doing business as Health eDeals Insurance Solutions is a full-service marketing and distribution company that focuses on small employer, individual and consumer products. Health eDeals markets products via general agents online, telebrokerage, advisor centers, private label and directly to consumers. For more information about Health eDeals visit http://www.HealtheDeals.com.