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Infographic: Obamacare Open Enrollment Checklist 2017

Posted Nov 01, 2016 by Jenifer Dorsey

Open enrollment for 2017 health insurance plans began Nov. 1, 2016, and goes through Jan. 31, 2017. Use this list as a guide to help you navigate the open enrollment process.

 

Expanded checklist

1. Schedule preventive care appointments

  • Healthcare physical with primary care physician
  • Comprehensive eye exam
  • Routine dental exam and cleaning

2. Review your healthcare needs in the past year

  • Did you require more or less care than expected?
  • Were you diagnosed with new conditions requiring ongoing care?
  • Have you started or stopped taking prescription medications?

3. Consider your healthcare needs in the year to come

  • Do you anticipate any medical procedures or surgeries?
  • Will you be having a baby?
  • Are you at increased risk for illness or injury?

4. Evaluate your financial situation

  • Did you spend more or less than expected on healthcare this year?
  • Has your household budget changed? Do you expect it to change in the next year?
  • Have you avoided seeking medical care due to out-of-pocket costs?

5. Assess your current coverage

  • Are you satisfied with your current plan and insurance company?
  • Will your current plan be available in 2017? If so, how will it change in terms of premium cost, out-of-pocket responsibility, provider networks, drug formularies, etc.?
  • Will your premium go up in 2017?

6. Research your 2017 plan options

  • What plans are available to you in 2017? 
  • How do plan details including premium cost, out-of-pocket responsibility, provider networks, drug formularies, etc. differ?
  • Might you qualify for subsidies such as premium tax credits and cost-sharing reductions?

7. Gather healthcare information and financial documents for all applicants

8. Use the Health eDeals Health Insurance Cost and Subsidy Calculator to estimate your tax credit and potential penalty

9. Locate a local, licensed health insurance agent using Agent Finder; they can help you:

  • Find subsidy-eligible health insurance and off-exchange plans
  • Understand supplemental products (e.g., medical gap, dental, critical illness, hospital indemnity plans) to lower your out-of-pocket healthcare costs
  • Get answers to specific questions you have about Obamacare and health insurance

10. Enroll by Dec. 15, 2016, to begin coverage on Jan. 1, 2017. Open enrollment for 2017 ends on Jan. 31.

 

Prefer to enroll on your own?

Start shopping now!

 

 


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