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Infographic: How Medical Gap Plans Work

Posted Dec 20, 2016 by Jenifer Dorsey

Now that Obamacare premium tax credits are available and high-deductible health plans have gained popularity[1],[2], you may be enjoying relatively lower premiums. You may also notice you have more out-of-pocket healthcare expenses than you are comfortable with when you use your health insurance plan.

We’ve got two medical gap plans to help ease the sting of high deductibles and other out-of-pocket healthcare costs: Metal Gap and Metal Gap 2.

Take the sting out of steep healthcare spending

When a covered accident or illness occurs these supplemental health insurance plans pay lump-sum benefits that you can use to pay your health insurance deductible, coinsurance, mortgage and car payments, childcare and more—wherever it will help the most.



How Much is Metal Gap?


You can click the button above for a no-obligation quote—we don’t require you to enter contact information unless you apply. If you have questions about medical gap plans and other supplemental insurance products, call the number at the top of your screen to speak with a health insurance producer. Our certified advisors are ready to provide information and offer guidance throughout the quoting, application and enrollment process.


This post was originally published on Oct. 31, 2015. It was last updated on December 20, 2016.

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[1] Cohen RA, Martinez ME. Health insurance coverage: Early release of estimates from the National Health Interview Survey, January–March 2015. National Center for Health Statistics. August 2015. Available from: http://www.cdc.gov/nchs/data/nhis/earlyrelease/insur201508.pdf 

[2] Collins, Sara R. et al. “Too High a Price: Out-of-Pocket Health Care Costs in the United States.” The Commonwealth Fund. Nov. 2014. http://www.commonwealthfund.org/~/media/files/publications/issue-brief/2014/nov/1784_collins_too_high_a_price_out_of_pocket_tb_v2.pdf