Speak to an advisor

888-258-6270
Top 10 Reasons to Try Telemedicine

Top 10 Reasons to Try Telemedicine

Posted Jul 21, 2015 by Author

You may have heard rumblings about a certain health care option that has been getting a lot of attention in recent years: Telemedicine. 

It’s been called the biggest digital health trend of 2015. However, it really isn't new or trendy. Telemedicine has been around for decades. So why is it said to be transforming the health care landscape now? The credit might go to technological improvements and increasingly time-crunched, financially strained consumers looking for a convenient, affordable health care solution.

Telemedicine is a supplemental health benefit product that complements your Obamacare or short term health insurance plan. There is a lot to appreciate about telemedicine, and here are 10 reasons to give it a try. 

  1. You can talk to a doctor anywhere, anytime. Think of telemedicine as the modern-day house call. Forget trying to find an urgent care center at 1 in the morning, or getting dressed to visit the doctor’s office. Stay in your pajamas. Stay in bed. Stay at your desk and call during your lunch break. Telemedicine connects you to a doctor 24 hours a day, every day of the year, wherever it’s convenient for you. 
  2. Telemedicine doctors are real doctors. The telemedicine package available through healthedeals.com provides you with access to a national network of board-certified doctors who average 15 years of experience. These state-licensed doctors can diagnose and recommend treatment for an array of minor medical issues including cold, flu, allergies, pink eye, urinary tract infections, ear infections and more.
  3. You can skip the waiting and get treated fast. Maybe you need to fit in a call on your lunch break or after the workday when the clinic is closed. Maybe you can’t get an appointment or you just don’t want to sit in a doctor’s office waiting room, potentially well past your scheduled appointment time, while you feel miserable. When you use telemedicine, a doctor will call you back within minutes, ready to listen and try to resolve your issue or recommend further medical attention from your primary car physician, a specialist or another health care provider. 
  4. You don’t have to worry about networks. Call while out of town on business, your mom’s house in the next state, or even your beach vacation. When you use telemedicine, it doesn’t matter where you are. 
  5. Prescriptions can be written and sent to your pharmacy of choice. If medically necessary, telemedicine doctors can write a temporary prescription for several medications. They will send it to your preferred pharmacy for you to pick up.
  6. You can cover yourself or your entire family for less than 50 cents a day. Telemedicine rates are budget-friendly. The telemedicine package available through healthedeals.com costs $12.50 per month for single coverage and $14.95 for family coverage. 
  7. Telemedicine visits may cost less out of pocket than an office visit. Telemedicine has been estimated to save consumers $100 or more per doctor visit.1 Pay $15 per consultation when you enroll in the telemedicine package available through healthedeals.com. There’s no deductible to meet, just a flat fee for each consultation. 
  8. Plan extras can help you save money on and improve your health. The telemedicine package available through healthedeals.com comes with:
    • Patient advocacy to support you should you encounter large out-of-pocket expenses associated with high deductible health plans, out-of-network charges or expensive prescription drugs
    • A discount vision program that provides significant savings on eye exams, lenses, frames and other eyewear options
    • IHC Best Health, a website filled with articles to help you and your family make healthy lifestyle choices.
  9. More and more consumers and employers are turning to telemedicine. The number of patients using telehealth services is projected to rise from 350,000 in 2013 to 7 million in 2018, and the percentage of health care employers offering telemedicine is expected to increase by 68 percent from 22 percent in 2014 to 37 percent in 2015.2,3 As the fastest-growing demographic for social media, the 60+ population is expected to be “enthusiastic adopters” of telemedicine.4
  10. You can enroll easily, online. Telemedicine can be used virtually anytime and anywhere you have phone service, and you can enroll virtually anytime and anywhere you have access to the Internet. It takes a few minutes, and coverage begins as early as the next day.

Try Telemedicine

Remember, telemedicine is meant to supplement your health insurance plan, not replace it. If you have questions or want to learn more about this product, call 888-839-7679 to speak with an IHC representative. 


1Dvorak, Katie. “Study: Telehealth Can Save $100 or More Per Visit.” FierceHealthIT. Dec. 15, 2014. http://www.fiercehealthit.com/story/study-telehealth-can-save-100-or-more-visit/2014-12-15 
2Ibid.
3Towers Watson. “Current Telemedicine Technology Could Mean Big Savings [Press Release].” Aug. 11, 2014. http://www.towerswatson.com/en-US/Press/2014/08/current-telemedicine-technology-could-mean-big-savings 
4Moukheiber, Zina. “Why Telemedicine’s Time Has Finally Come.” Forbes. Jan. 13, 2015. http://www.forbes.com/sites/zinamoukheiber/2015/01/13/why-telemedicines-time-has-finally-come/

© 2015 Teladoc, Inc. All rights reserved. Teladoc and the Teladoc logo are trademarks of Teladoc, Inc. and may not be used without written permission. Teladoc does not replace the primary care physician. Teladoc does not guarantee that a prescription will be written. Teladoc operates subject to state regulation and may not be available in certain states. Teladoc does not prescribe DEA controlled substances, non-therapeutic drugs and certain other drugs which may be harmful because of their potential for abuse. Teladoc physicians reserve the right to deny care for potential misuse of services. Teladoc phone consultations are available 24 hours, 7 days a week while video consultations are available during the hours of 7a.m. to 9p.m., 7 days a week.

SHORT-TERM MEDICAL EXPENSE (STM)
THIS IS A SHORT TERM HEALTH BENEFIT PLAN THAT IS NOT INTENDED TO QUALIFY AS THE MINIMUM ESSENTIAL COVERAGE REQUIRED BY THE AFFORDABLE CARE ACT (ACA). UNLESS YOU PURCHASE A PLAN THAT PROVIDES MINIMUM ESSENTIAL COVERAGE IN ACCORDANCE WITH THE ACA, YOU MAY BE SUBJECT TO A FEDERAL TAX PENALTY. ALSO, THE TERMINATION OR LOSS OF THIS POLICY DOES NOT ENTITLE YOU TO A SPECIAL ENROLLMENT PERIOD TO PURCHASE A HEALTH BENEFIT PLAN THAT QUALIFIES AS MINIMUM ESSENTIAL COVERAGE OUTSIDE OF AN OPEN ENROLLMENT PERIOD. THIS POLICY INCLUDES A PRE-EXISTING CONDITION EXCLUSION PROVISION.

About The IHC Group
The IHC Group is an organization of insurance carriers and marketing and administrative affiliates that has been providing life, health, disability, medical stop-loss and specialty insurance solutions to groups and individuals for over30 years. Members of The IHC Group include Independence Holding Company (NYSE:IHC), American IndependenceCorp. (NASDAQ: AMIC), Standard Security Life Insurance Company of New York, Madison National Life Insurance Company, Inc. and Independence American Insurance Company. Each insurance carrier in The IHC Group has a financial strength rating of A- (Excellent) from A.M. Best Company, Inc., a widely recognized rating agency that rates insurance companies on their relative financial strength and ability to meet policyholder obligations. (An A++ rating from A.M. Best is its highest rating.) Collectively, the companies in The IHC Group provide insurance coverage to more than one million individuals and groups. For more information about The IHC Group, visit www.ihcgroup.com.

About IHC Specialty Benefits, Inc.
IHC Specialty Benefits, doing business as Health eDeals Insurance Solutions is a full-service marketing and distribution company that focuses on small employer, individual and consumer products. Health eDeals markets products through general agents online, telebrokerage, advisor centers, private label and directly to consumers. For more information about Health eDeals visit www.HealtheDeals.com.