Bought a Bronze Plan?

How Telemedicine May Help You Save Money on Healthcare
Jenifer Dorsey
May 16th, 2019 February 29th, 2016 |
Read time: 8 minutes

You bought a bronze plan. Maybe the monthly premium price appealed to you and, since you are relatively healthy, you don’t need to visit the doctor much in a given year.

Until you do.

And that’s when the financial reality sets in. You have to pay out of pocket for office visits and other care until you reach your plan deductible, and that can sometimes leave you questioning if it is really worth it to see a healthcare provider about your nagging cold.

The problem is that waiting could make it worse, which could mean an even more expensive visit to urgent care.

Fortunately, there’s a way to help lessen what you pay for simple medical care: telemedicine.

What is telemedicine? Sometimes referred to as telehealth, telemedicine is the use of telecommunication and information technologies to provide healthcare from a distance.1

Telemedicine provides access to phone or video consultations with state-licensed, board-certified doctors who can treat an array of minor medical conditions such as cold, flu, ear infections, allergies, pink eye and urinary tract infections, to name a few.

Telemedicine can complement any Obamacare metal plan—not just bronze—or short term health plan.

How Telemedicine can help you save on out-of-pocket healthcare expenses

You pay $15 per consultation—no deductible, no coinsurance, just a flat per-visit fee. It has been estimated that telemedicine saves consumers $100 or more per doctor visit.2

Additionally, because you’re connected with a doctor anytime that’s convenient for you and anywhere you have access to a phone, computer or mobile app you can save time and money—no driving to the clinic; no time off work; no sitting in a waiting room.

What does Telemedicine cost?

Telemedicine costs $12.50 per month for single coverage and $14.95 per month for family coverage. As mentioned above, when you use the service, you will pay per $15 consultation.

What about prescriptions?

Telemedicine providers can diagnose and prescribe, when medically necessary. You simply pick them up at your preferred pharmacy.

Telemedicine does not include prescription drug benefits or discounts; however, when you buy the bundle at, you have the option to add an Rx Pay Card discount health savings program for an additional monthly charge.

Read our “Top 10 Reasons to Try Telemedicine” to learn more about what the Telemedicine bundle has to offer.

Have questions about Telemedicine or other products? Call the number at the top of your screen to speak with a certified adviser who can help you today.

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Originally Published On February 29th, 2016
Independence American Insurance Company, Madison National Life Insurance Company, Inc. and/or Standard Security Life Insurance Company of New York may underwrite the products referenced on this website. Legal Disclaimers.