How a Critical Illness Insurance Policy Can Help After a Heart Attack

Jenifer Dorsey
July 19th, 2019 February 14th, 2017 |
Read time: 3 minutes

Products mentioned in this blog post:

Get help with the high costs of hospitalization – Fixed indemnity benefits may be paid per day, week, month, visit or event.

Get additional lump sum cash benefits to supplement your major medical policy for qualifying illnesses.

Cancer, major organ failure, paralysis; it’s difficult for anyone to imagine being diagnosed with one of these serious conditions—conditions for which many critical illness plans include benefits.

How hospital + critical illness insurance plans work

Heart conditions, however, can hit closer to home. Consider this:

Critical illness plans sold through include lump-sum benefits for cardiovascular conditions and procedures including:

♥ Heart attack

♥ Coronary bypass

♥ Angioplasty

♥ Stroke

You can use these lump-sum payments for medical bills, experimental treatments, childcare, transportation, living expenses and more—you get to decide.

How much does a hospital plan cost?

Need more information? Call the number at the top of your screen to speak with a producer.

Between American Heart Month and Valentine’s Day, February is all about heart. It’s a good time to remember that critical illness plans can help them pay for out-of-pocket medical bills should one of the above cardiovascular incidents occur, possibly helping you and those they love have more time to focus on getting well.


1Heron, Melonie and Robert N. Anderson. Centers for Disease Control and Prevention. “Changes in the Leading Cause of Death: Recent Patterns in Heart Disease and Cancer Mortality.” NCHS Data Brief No. 254, August 2016.

2The Heart Foundation. “Heart Disease: Scope and Impact.” Accessed September 10, 2018.

3U.S. Centers for Disease Control and Prevention. Million Hearts. “Costs & Consequences.” Accessed February 6, 2017.

4Isidore, Chris. “Your Heart Attack Bill: $3,300 in Arkansas, $92,000 in California.” NBC Money. May 13, 2013.


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Originally Published On February 14th, 2017
Independence American Insurance Company and/or Madison National Life Insurance Company, Inc. may underwrite the products referenced on this website. Legal Disclaimers.