RX Pay Card discounts prescription drug costs

Jenifer Dorsey
September 12th, 2018 April 15th, 2015 |
Read time: 5 minutes

Add rising prescription medication costs to the sardonic proverb (sorry, Ben Franklin) that the only things certain in life are death and taxes.

Drug prices will likely keep escalating, if trends continue. According to a report Tuesday from benefit manager Express Scripts Holding Company, per-person spending by commercial health plans jumped 13 percent, the most since 2003, as spending on specialty drugs grew 31 percent.1

That said, you may welcome resources to help pay for your prescription drugs. A practical choice? The RX Pay Card2 discount prescription drug card program from The IHC Group.

This easy-to-use card discounts drugs, both generic and brand-name. Enroll in the program, present your prescription and your discount drug card to your pharmacy, and save while you stay well.

RX Pay Card’s main benefits:

  • No health questionnaire
  • No pre-existing limitations
  • Accepted by over 55,000 pharmacies throughout the U.S.
  • 4-tier system includes drugs from generic to brand-name, at costs from $10 and up. (Visit www.advancedrugcard.com for a full list of prescriptions.)
  • Standalone product—meaning that you do not need to buy another product, such as short term medical, to purchase it
  • Child-only enrollment accepted

Rx Pay Card’s Tier structure:

  • Tier 1 – Generic drugs, up to $10
  • Tier 2 – Brand name and select generic drugs, up to $10
  • Tier 3 – Brand name and select generic drugs, up to $50
  • Tier 4 – Brand name drugs, Discount only


Apply for Coverage in 3 Easy Steps!

Step 1: Get a quote within seconds
Step 2: Compare multiple plans
Step 3:Finish application online
Originally Published On April 15th, 2015
Independence American Insurance Company, Madison National Life Insurance Company, Inc. and/or Standard Security Life Insurance Company of New York may underwrite the products referenced on this website. Legal Disclaimers.


  • 1 Bloomberg.com. “Drug Costs Grew Last Year at Fastest Rate in Decade, Report Says.” March 10, 2015.
  • 2 This Discount Prescription Drug Card Program is not insurance coverage and does not meet the minimum creditable coverage requirements under the Affordable Care Act (ACA). Enrolling in and maintaining this plan will not exempt you from the shared responsibility payment (tax) that may apply if you do not have plan with ACA-compliant coverage. This plan provides discounts at certain pharmacies for certain prescriptions.