Although short term health plans do not offer the same coverage as an Obamacare plan, they typically cost less than an unsubsidized Obamacare plan. For a comparison, see this example using rates for a 35-year-old woman living in Arizona1:
|Plan Type||Unsubsidized Premium||Deductible|
|Connect STM Short Term Plan* (HealtheDeals.com)||$96.00||$5,000|
|Lowest Cost Bronze ACA Plan**||$317.93||$7,900|
|Short Term Plan Savings:||$221.93||$2,900|
* Short Term Health Insurance does not qualify as minimal essential coverage.
** Bright Health Bronze (Plan ID: 87247AZ0010006)
The best way to find out what a short term health plan will cost you is to request a quote. It takes about 1 minute to obtain multiple plan options, then compare premium costs and coverages to find the best fit for your needs.