What does vision insurance cover?

The services covered by vision insurance depends on the specific plan you purchase. But in general, you’ll receive benefits for vision exams, corrective lenses (glasses or contacts), and eyeglass frames.[1]

Some plans may provide benefits for refractive surgery (such as LASIK), while others may not, considering such surgery to be cosmetic (medically unnecessary).[2]

Be sure to read the documents for any plan you’re considering, for details on what is covered and what is excluded.

Footnotes