What happens if I don’t have health insurance?

The federal tax penalty was eliminated effective Jan. 1, 2019.[1] That means you won’t have to pay a federal tax penalty if you fail to enroll in minimum essential coverage for 2019.

However, if you went without minimum essential coverage in 2018 and were not exempt from the individual mandate, you could owe the penalty when you file your 2018 federal taxes. In addition, some states now have their own state mandates and penalties for going without minimum essential coverage. 

Learn more about what happens if you don’t have health insurance in 2020.

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