What is short term health insurance used for?

Short term health insurance benefits can be used to help pay for a range of unexpected medical bills – from relatively minor events such as a doctor’s office visit due to illness, to major events such as a heart attack.

Examples of healthcare commonly covered by a short term plan include:

  • Hospital room, board and general nursing care
  • Emergency room visits
  • Inpatient doctor visits
  • Doctor office visits
  • Surgical services
  • Intensive or specialized care