Vision insurance is designed to help you pay for routine eye exams and prescription eyewear such as corrective glasses or contact lenses. Some vision plans may even provide a discount or coverage benefit for laser eye surgery.[1]
Vision coverage can be offered as part of a medical insurance policy[2] or as a stand-alone insurance plan.[3] Similar to other types of health-related insurance, vision insurance may specify how often within a benefit period certain services or vision-related products may be covered.
For example, an eye exam may be covered at no charge to you on an annual basis, while you may receive a frame allowance annually or every two years.[4]
This type of benefit is important because regular eye exams can identify eye diseases or injuries, helping you maintain your eye health and preserving your vision.[5]
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