Vision insurance is designed to help you pay for routine eye exams and prescription eyewear such as corrective glasses or contact lenses. Some vision plans may even provide a discount or coverage benefit for laser eye surgery.
Vision coverage can be offered as part of a medical insurance policy or as a stand-alone insurance plan. Similar to other types of health-related insurance, vision insurance may specify how often within a benefit period certain services or vision-related products may be covered.
For example, an eye exam may be covered at no charge to you on an annual basis, while you may receive a frame allowance annually or every two years.
This type of benefit is important because regular eye exams can identify eye diseases or injuries, helping you maintain your eye health and preserving your vision.