Glossary

Individual Health Insurance

Any health coverage for an individual or family that is not part of a group (i.e., not job-based coverage). For alternative health insurance plans that are not qualifing major medical plans under Obamacare (e.g., short-term medical), applicants are subject to medical underwriting and may be denied coverage based on pre-existing health conditions and medical history. All individual major medical plans are regulated under the ACA and are guaraneteed issue, meaning individuals cannot be denied coverage due to pre-existing conditions and medical history.