Glossary

Individual Health Insurance

Any health coverage for an individual or family that is not part of a group (i.e., not job-based coverage). For alternative health insurance plans that are not qualifing major medical plans under Obamacare (e.g., short term medical), applicants are subject to medical underwriting and may be denied coverage based on pre-existing health conditions and medical history. All individual major medical plans are regulated under the ACA and are guaraneteed issue, meaning individuals cannot be denied coverage due to pre-existing conditions and medical history.

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Is Individual Major Medical Insurance Right For You?