Glossary

Individual Mandate

As part of the Affordable Care Act, the individual mandate went into effect in 2014 (four years after the ACA was signed into law) and requires that all individuals obtain minimum essential coverage for health insurance unless they qualify for an exemption. From 2014 to 2019, individuals that did not comply with the individual mandate were subject to a tax penalty. However, the Trump administration repealed the tax penalty beginning in 2019, stripping away the financial consequence for not complying with the mandate, even though the mandate technically remains in effect.