Minimum Essential Coverage

Abbreviation: MEC

Plans that meet the ACA’s basic provisions and thereby fulfill the requirement that most Americans have health insurance. These plans include those sold on the state-based and federally facilitated health insurance exchanges as well as some sold in the private market. Qualifying minimum essential coverage includes: Job-based plans Health Insurance Marketplace plans Most individual plans bought outside the Marketplace Medicare Medicaid The Children's Health Insurance Program (CHIP) TRICARE COBRA Plans sold through the Small Business Health Insurance Program (SHOP) Marketplace