If you buy marketplace health insurance (i.e., state-based and federally facilitated exchanges) and meet certain income guidelines, you may qualify for an Obamacare subsidy. Subsidies available under the Affordable Care Act include premium tax credits that help lower your monthly health insurance payments and cost-sharing reductions that help lower your out-of-pocket costs.
This 2015 health insurance calculator estimates your tax credit (health insurance subsidy) and your ACA penalty for non-participation in an ACA-compliant health insurance plan. A health insurance subsidy may help to lower the amount of your high-deductible health plan premium.
If you have no tax credit (health insurance subsidy), shop this site for affordable health insurance plans. If you are eligible for a tax credit (health insurance subsidy), call the phone number referenced to guide you through the enrollment process.