Not all FDA-approved generic, preferred, or brand name drugs are covered by the Rx Paycard. Please note that an Rx Paycard is not insurance.
Drug discount cards cover many popular drugs such as:
If a brand name drug you’re taking is not included in the pharmacy discount card plan, speak to your doctor about changing to a generic alternative.
Generic drugs have the same clinical benefit, dosage, intended use, side effects, risks and strength as the brand name drug and maybe a fraction of the cost.
Drug card manufacturers negotiate drug prices with participating pharmacies and set up a fee structure by tier that provides savings to the consumer in most cases.
Tiers categorize drugs by cost and are meant to incentivize card users to choose less expensive options. Typically, your share of the drug cost increases as the tiers increase.
To use your drug card, present it when you pick up your prescription. The discount is applied when you pay for your prescription, then you pay the remaining cost out of pocket instead of using your insurance and paying the pharmacy copay.
Tier 1: Usually generic drugs, these are the lowest cost prescription drugs. (Example: Amoxicillin)
Tier 2: More expensive generic drugs and “preferred” brand name drugs. (Example: Warfarin)
Tier 3: Non-preferred and brand name drugs that are more than tiers 1 or 2. (Example: Clozapine)
Tier 4: Specialty drugs used for treatment of rare or serious medical conditions and newly approved drugs.
You may want to consider a prescription savings card if:
Are you stuck with a high deductible health plan, wondering how to pay for your deductible should you need to use your insurance?
Medical Gap can help by paying a lump sum benefit that can be used towards your HDHP deductible.Learn more
Can you buy health insurance that isn’t Obamacare? Yes.
It’s important to note that Obamacare alternatives are not comprehensive health plans and have less coverage than Obamacare plans.Learn more
The prescription discount card fits almost any budget.
Individuals: $19.99 per month
Families: $35.99 per month
Remember, you're still responsible for a percentage of the cost of your prescription after the discount is applied.
Use the pharmacy locator tool to find a participating pharmacy near you.
Rx Paycard is available in the following states:
 Generic Drugs: Questions & Answers. (2018). Fda.gov. Retrieved 4 June 2018, from https://www.fda.gov/Drugs/ResourcesForYou/Consumers/QuestionsAnswers/ucm100100.htm