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Care Access Plan (CAP) is a fixed-benefit indemnity plan with hospital, surgical and critical illness insurance benefits for you and your family.
A long-term plan for the unexpected
If you need healthcare covered by the plan, you receive corresponding benefits in a single payment
Choose any doctor or hospital, and receive additional savings via access to network providers.
While CAP is not a substitute for an ACA-compliant plan, you can buy and use it whether or not you have one.
Find a solution that works for you now, later or both
Whether you enroll in a CAP or short term medical (STM) plan depends on your coverage needs. Are you looking for long term or temporary benefits? CAP can help with smaller claims throughout the year, while STM can help protect against larger claims for a limited time. Looking for both? Consider Fusion. CAP offers:
Select $0 deductible for benefits from day one or pick a deductible plan for lower premiums.
Sign up for CAP year-round, whenever you decide it’s time.
Unlike an STM plan, CAP is not limited to a max of 90 days. Plus, it’s guaranteed renewable.