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Don’t Miss the 2018 Health Insurance Open Enrollment Period from Nov. 1 to Dec. 15



Metal Gap

Supplemental health insurance that may help you pay your deductible and other accident- and illness-related costs.

After you're injured in an accident, or when you're critically ill, you don’t want to worry about bills. 

A lump sum payment from Metal Gap, The IHC Group's supplemental health insurance product, helps you pay your deductible, coinsurance, copay and any household expenses. Most plans cost under $1/day.

Here are some key Metal Gap features: 

  • You cannot be denied, no matter your health history–it is guarantee issue
  • When a covered accident or critical illness occurs, a check is sent right to you
  • Use your lump sum payment to pay any expenses, from deductibles, coinsurance and copays to mortgage and car payments, lost wages, daycare costs, credit card balances, even groceries.

IHC Specialty Benefits is a privately run licensed marketing agency, and is not affiliated with the federal Marketplace or healthcare.gov


THIS PLAN IS NOT CONSIDERED TO BE MINIMAL ESSENTIAL COVERAGE AS DEFINED BY THE PATIENT PROTECTION AND AFFORDABLE CARE ACT (ACA). ENROLLING IN AND MAINTAINING THIS PLAN WILL NOT EXEMPT YOU FROM THE SHARED RESPONSIBILITY PAYMENT (TAX) THAT MAY APPLY IF YOU DO NOT HAVE A PLAN WITH ACA-COMPLIANT COVERAGE.