Whether you missed open enrollment and don’t qualify for a special enrollment period or simply prefer non-Obamacare health insurance, individual alternative health insurance can help with out-of-pocket expenses for qualifying events if you get sick or injured.
Supplemental health insurance provides additional benefits for high out-of-pocket expenses in the event of a covered accident or critical illness. In many cases, these plans work alongside your major medical insurance and do not coordinate with other health benefit plans.
A health and medical discount plan can help you save money on the cost of healthcare services and products that may not be covered by your traditional health insurance. They may also provide access to complementary services like telemedicine. Medical discount programs are not insurance.