Health Insurance in Rhode Island

2020 ACA Health Insurance Open Enrollment in Rhode Island

Get Health Insurance Today!

icon When is Open Enrollment in Rhode Island?
November 1 to December 15

Enroll in Obamacare in the Public Marketplace in Rhode Island

obamacare_image

Do you qualify for a subsidy for health insurance?

You could get help buying a comprehensive major medical plan from the public marketplace. Use the Obamacare Calculator now to find out your subsidy amount and learn about other options you can consider if you don’t qualify.

Supplemental Health Insurance in Rhode Island

Supplemental health insurance provides additional benefits for high out-of-pocket expenses in the event of a covered accident or critical illness. In many cases, these plans work alongside your major medical insurance and do not coordinate with other health benefit plans.

Medical Gap Health Insurance in Rhode Island

Enhance your ACA major medical bronze with medical gap lump-sum cash benefits you can use to pay your high deductible. Learn more about pairing supplemental health plans with subsidized ACA plans to limit your out-of-pocket costs.

Quote + enroll in gap insurance today

img
img

Dental Insurance in Rhode Island

Don’t have dental insurance through your employer or ACA plan? Oral health contributes to overall health. Dental plans can help cover routine cleanings and exams at or near 100%. Plus, gain access to benefits that help pay for unforeseen care such as fillings or crowns.

Compare plans + get dental benefits

Accident Insurance in Rhode Island

Accident insurance provides cash benefits to supplement your major medical insurance policy when you experience a qualifying accidental injury such as a sprain, fracture, concussion or burn that requires emergency care or hospitalization.

Use the cash benefits any way you want: to pay your mortgage, major medical premiums or deductible, or help cover other expenses that don’t stop, even when you experience an accidental injury.

  • Monthly premiums are affordable because benefits and coverage are limited
  • No network limitations means you may be able to use any provider or facility
  • Apply 365 days a year
  • Not ACA-qualifying minimum essential coverage
  • Not guaranteed-issue – you must qualify to enroll

Learn more about accident insurance.

img

Think an accident insurance plan may be right for you?

Request a quote to compare plan options and costs, and begin the application process right away if you find a plan you like.

img

Critical Illness Insurance in Rhode Island

Critical illness insurance can provide a lump sum cash benefit to supplement your major medical insurance policy when you experience a qualifying critical illness like life-threatening cancer, a heart attack, stroke or kidney failure.

Use the cash benefits any way you want: to pay your mortgage, major medical premiums or deductible, or help cover other expenses that don’t stop, even when you experience a critical illness.

  • Monthly premiums are affordable because coverage is limited and there are many exclusions
  • No network limitations means you may be able to use any provider or facility
  • Apply 365 days a year
  • Not ACA-qualifying minimum essential coverage
  • Not guaranteed-issue – you must qualify to enroll

Learn more about critical illness insurance.

Think a critical illness insurance policy may be right for you?

It just takes a few minutes to request a quote and see a list of plan options and costs. You can apply online anytime.

Health + Medical Discounts in Rhode Island

A health and medical discount plan can help you save money on the cost of healthcare services and products that may not be covered by your traditional health insurance. They may also provide access to complementary services like telemedicine. Medical discount programs are not insurance.

Health Discount Program in Rhode Island

There is no waiting period to begin using a health discount program and everyone is accepted. You can even use discounts for your entire family. Remember, medical discount programs are not insurance. The types of discounts and services available may include:

  • Telemedicine – Get a virtual visit from a board-certified physician in the comfort of your home 24 hours a day, 7 days a week, 365 days a year.
  • Prescription Drug Discounts – Save on the retail price of generic and brand name drugs.
  • Home-Use Medical Supplies Discounts – Save on durable medical supplies like beds, walkers, wheelchairs, insulin pumps and more.
  • Healthcare Specialist Discounts – If your health insurance doesn’t provide coverage, you could pay less when you visit a dietician, chiropractor, or physical therapist (to name a few).
  • Complementary and Alternative Care Discounts – Get discounts when you seek integrative and holistic healthcare like acupuncture, music therapy and therapeutic massage.
  • Administration, Referral and Negotiation Services – Get help navigating the world of healthcare, including support with negotiating medical bills and reviewing diagnoses.

Sign up for health and medical discounts today.

img