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Supplemental Insurance

Supplemental coverage can lessen the financial sting when you incur out-of-pocket costs associated with serious illnesses and injuries.

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What is Supplemental Health insurance?

Make your bronze plan feel like gold

The reality of a high-deductible health plan (HDHP) can make the prospect of unexpected medical bills a big concern. When you experience a covered accident or illness, supplemental health insurance, such as Metal Gap available through healthedeals.com, provides fixed-cash benefits that help with a variety of expenses.

Short term medical

Elevate Your Coverage

Get the best of both worlds. Enjoy your HDHP’s lower premiums and lessen your out-of-pocket responsibility.


Reduce Medical Costs

Use benefits to pay your deductible, copay, coinsurance and healthcare not covered by your ACA plan.

Critical Illness

Replace Lost Income

Benefits can also be used for rent, groceries, daycare, tuition and other household expenses.

How Supplemental Insurance Works

Is Supplemental Insurance Worth It?

Don’t live your life in a bubble

Supplemental plans can be a simple way to enhance your major medical plan benefits. While this coverage does not coordinate with an ACA plan, it does offer added financial protection that can lower your annual out-of-pocket healthcare expenses. That way, you can focus a little more on living and worry a little less about potential medical events.

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Cost-Friendly Coverage

Most of our supplemental plans are priced at less than $1/day.


Guaranteed Issue

You cannot be denied coverage, regardless of health history or preexisting conditions.

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No Open Enrollment

Sign up year-round, whenever you decide it’s time to purchase a supplemental plan.