Supplemental Health Insurance

Supplemental health insurance provides additional benefits for high out-of-pocket expenses in the event of a covered accident or critical illness. In many cases, these plans work alongside your major medical insurance. These plans do not coordinate with other health benefit plans.

Why Get a Supplemental Health Plan?

Unlock Your Benefits

ACA-compliant medical plans may provide low- or no-cost preventive care, but when it comes time to use your benefits, they also often come with a high deductible.

Medical gap + hospital plans provide additional benefits to help minimize out-of-pocket costs.

Adult Oral Health

Don’t overlook oral health! Dental care is not one of the essential health benefits guaranteed under Obamacare if you’re over 17.

Dental insurance is an important consideration whether you’re an adult with an ACA plan or you’re relying on alternative health insurance.

Enroll Anytime

Unlike major medical plans, there’s no open enrollment period for supplemental insurance.

You can obtain coverage anytime you need it as long as you qualify.

Enroll today and have coverage tomorrow!

Types of Supplemental Insurance

Gap Health Insurance

Gap health insurance pairs with your high-deductible major medical plan to provide benefits for covered accidents or illnesses.

This lump sum payment can be assigned to your provider or reimbursed directly to help pay for all or part of your major medical deductible, or any other out-of-pocket expenses you incur while you’re recovering, including prescriptions, living expenses and lost wages.

Learn more about gap health insurance

Need gap coverage tomorrow?

Quote + enroll today!

Dental Insurance

Adults are not required to carry dental insurance, and dental coverage is not one of the ACA’s 10 essential health benefits if you’re over 17. However, good oral health is critical to good overall health.

Dental insurance can help with out-of-pocket expenses relating to X-rays, simple extractions, annual cleanings and routine oral exams, fillings and even oral surgery.

Learn more about dental insurance

Need additional dental benefits?

Quote + enroll today!

Hospital Insurance

Hospital indemnity plans (HIP) provide coverage specifically for hospitalization. These are “fixed” benefit plans that pay a set reimbursement per day, week, month or visit regardless of the expense incurred.

Learn more about hospital indemnity plans

Learn More About Your Supplemental Health Insurance Options

Gap Health Insurance
  • Choose How to Use Your lump sum payment, e.g., prescriptions, living expenses + lost wages
  • Guaranteed Issue
Learn more about gap health insurance
Hospital Insurance
  • Year-round Coverage
  • Guaranteed Renewable
  • Provides fixed benefits regardless of expense
Learn more about hospital indemnity plans
Dental Insurance
  • Preventive Care Coverage
  • Keep your dentist with an Indemnity plan
  • Get additional discounts with a PPO plan

Learn more about dental insurance

Not Sure How to Get Started With Supplemental Health Insurance?

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