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Short Term Health Insurance

Temporary, affordable health insurance

  • Cost-effective plans
  • Next day coverage
  • Custom plan length
  • Multiple plan options

Short term may be a right fit if you:

  • Have a new job and need temporary coverage between waiting periods
  • Lost your job and looking for an alternative to COBRA
  • You missed the Obamacare deadline
  • Are a student or aged out of your parent’s plan

IHC Specialty Benefits is a privately run licensed marketing agency, and is not affiliated with the federal Marketplace or healthcare.gov


Temporary health insurance is a short-term plan designed for individuals who don’t currently have health insurance. Temporary policies do not cover pre-existing conditions. Temporary health insurance is also not considered minimum essential coverage under the Affordable Care Act (also called Obamacare), and even if you enroll in and maintain temporary coverage you may NOT be exempt from the Shared Responsibility Payment (tax) that may otherwise apply for not having qualifying health insurance.

Secure Lite offers short-term coverage with affordable premium achieved through carefully selected benefit limitation.