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Going without insurance is an Obamacare “don’t.” And not just because comprehensive insurance coverage is designed to help pay for unexpected medical costs, and typically includes free preventive care.
For specifics on how the penalty is calculated, see “A fine for not having health insurance? Here’s the story.”
If you’re covered by the types of health plans listed below, you will not have to pay a penalty:
Other plans may qualify. Ask your health coverage provider.
Remember: Some coverage that provides limited services does not qualify as minimum essential coverage. If you have only this kind of coverage, you may have to pay the penalty. Examples include:
Not signed up with a plan qualifying as minimum essential coverage?
This document is for general informational purposes only. While we have attempted to provide current and accurate information, this information is provided "as is" and we makes no representations or warranties regarding its accuracy or completeness. The information provided should not be construed as legal or tax advice or as a recommendation of any kind. External users should seek professional advice from their own attorneys and tax and benefit plan advisers with respect to their individual circumstances and needs.